When planning your life out, it’ll be fun thinking of your dream career, your wedding with the one you love, and all the travel you want to do. Unfortunately, all of these life decisions cost money, as well as planning for things like starting a family, retirement, and your end-of-life plans. The good news is that you can start now with making a financial plan. It doesn’t have to be daunting, and missing a step of having to accommodate for unplanned occurrences are normal and should not bring you down. 
 
Financial planning involves figuring out how you are going to make money. Investments and other forms of passive income are a great way to guarantee extra money in the future to help you out in a pinch. Investing in government bonds can be a great start. There are different non-treasury government bonds to choose from, including the Federal National Mortgage Association, Government National Association, the Federal Home Loan Mortgage Corporation, and a few others. These bonds, also called agency bonds, are issued by federal agencies. Non-treasury government bonds differ from treasury bonds by not being full-faith-and-credit obligations of the government, and a minimal credit risk. However, the interest gained on these bonds are taxable.  
 
If deciding to invest in government bonds, it’s best to do plenty of research to make sure you are choosing the right one for your needs. Government bonds can result in a great pay-off in the future, so many people find it beneficial to invest sooner rather than later.